Looking for the BEST Mortgage? – Use these three steps to save money on a mortgage or home loan. Includes a mortgage shopping worksheet.
The TEN Dirty Little Secrets of Mortgage Financing-Why some people almost always get the lowest interest rate on their mortgage... and never pay too much in points or "junk fees" If you want a mortgage with the lowest rate... for the lowest points and fees...here's exactly how you do it! (Fee for this document only)
Shopping for a Home Equity Loan?- Lenders offer home equity credit lines in a variety of ways. The questions and answers listed may help you decide if a home equity line of credit is right for you.
Reverse Mortgages- Proceed with Care– Explains how these loans can help older homeowners who are "house-rich but cash-poor" remain in their homes and still meet their financial obligations.
Putting Your Home on the Loan Line is Risky Business– Alerts consumers to potential borrowing pitfalls and provides tips for getting the best financing deal possible. Warns consumers that regardless of whether a home equity loan is for home repair, bill consolidation, or some other purpose, it's important to shop around.
Mortgage Discrimination– Explains your rights under Equal Credit Opportunity Act (ECOA) and the Fair Housing Act (FHA), and what to do if your loan is rejected.
Home Sweet Home Improvement– How to find a competent and reliable contractor. Discusses the different types of contractors you may work with, from General Contractors to Architects and offers tips for checking references. Explains payment options and the importance of a written contract.
Utility Credit– Summarizes consumers' credit rights when securing utility services.
