Transactions Online
Our transaction management systems keep you informed and in control of the transaction from order placement to post closing. Available online 24/7 makes managing your purchase or refinance convenient for any busy schedule. View, Print, Save, Fax or Email any document with the click of a button! Upload & Deliver real estate and mortgage documents to other parties effortlessly! Track and schedule up coming events and inspections. And communicate with other parties via email and fax from within the website. Log in to your closing or contact us for a demo today!
View your order online
Technologically Advanced
Would you believe that some title companies are still doing business without a computer? Or that most title companies do not have a website?
With state of the art equipment, CLT makes it easier and cheaper to manager your sale or refinance. Not only are all of our transactions available online, but we also accept web based orders, email communications and digital loan documents. We are fully equipped to bring the closing to your home or office and will soon be providing paperless transactions.
Eco-Friendly
Title Insurance is historically a paper intensive business. The average transaction can use 1/2 a ream of paper or more. At the end of 2005, Carnanco Land Transfer converted to 100% digital files. This means we receive orders via electronic means. Most of our communications are via email. Faxes are sent and received via computer. We can and generally do process a transaction without touching a piece of paper until closing. And we are even working with lenders to bring about paperless closings too.
Lowest Premium Guarantee
Title Insurance premiums are regulated by the state and based upon your loan amount or sale price. They have also designated three common rate structures basic, reissue and substitution. Most title companies charge the highest rate, basic, and will balk on the rare occasion someone knows enough to ask for a discounted rate. We guarantee you will receive the lowest premium you qualify for, no hassle.
Call today for a free quote.
Clear, Complete and Early Information
Within days of placing your order a tax report, preliminary settlement sheet, wire instructions, and buyer/borrower & seller instructions will be uploaded to the website.
Financial Strength
CLT is a licensed agent for one of the largest national title insurance companies in the country. They have received A ratings from Standard & Poor, Fitch, Demotech and LACE for their financial strength, stability, reserves, and claims paying ability. This means you can have peace of mind that if you ever need to seek protection from your title insurer, they have the ability to defend your claim and a professional reputation for protecting their policy holders.
Experienced Staff and Legal Counsel
Our knowledgeable, experienced staff is well trained and highly skill. With years worth of experience, we know how to get the job done right. For those tough title issues that even our skilled processors need help with, we have a staff of legal counsel on call to get you answers.
Document Preparation
Deeds, Subordination Agreements, Mortgage Satisfaction Pieces & Releases, Powers of Attorney: We will prepare the documentation you need to get to settlement.
The Best Policies
(Only available in Pennsylvania)
Would you expect your health insurance to cover nothing but pre-existing health problems? Never. Would you get auto insurance that would pay for any accidents you’ve been in but wouldn’t cover any new damages? Of course not. And neither would we. That is why our standard issue title insurance policy is the ALTA Enhanced Policy. Most title companies give you the ALTA 1992 Basic Policy. This is a policy that covers defects in the chain of title that occurred prior to the current owner’s purchase and possession of the property. Most title companies do not even tell their customers that another type of policy exists. CLT believes that insuring the past and not the future does a disservice to our customers. We provide Only The Best coverage for our customers!
Compare the Basic policy to the best policy to really see the benefits.
(ALTA 1992 Basic Policies are available upon request.)
Education
Title Insurance is an obscure business. The average customer and even the average real estate agent or mortgage broker knows little to nothing about what we do, who we are, or why they need us. You don’t buy an appliance for your new home without knowing what it does, do you? We believe you should not buy insurance for your new home without knowing what it’s for. We provide on going educational seminars for all real estate professionals to help them better understand title insurance and better run their businesses. Throughout the course of a transaction, we provide educational brochures, so that by the time buyers and sellers get to closing, they know what they are buying.
Service Area
All of Pennsylvania for Sales and Refinances
Customizable Service
This is a small office, services can be tailored to meet the specific needs of your office. Don't be afraid to ask!
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